サラリーマン大家さんをやって早期退職。早期退職を決断する分岐点は?






 

 

働き方改革とか、色々と世の中動いています。

 

僕が勤務している会社はまだ早期退職の募集は過去に実施していません。

 

ただ、働き方改革の流れはすごく
「残業するな!」
は、スゴイです。

 

ちょっと残業時間が長い社員がいたら、名指しで呼び出され注意を受けたりします。
もちろん、管理職の人は、管理能力不足と言う事で、怒られているようです。

 

そして、会社の若返りも兼ねて「早期退職社募集」

この流れも来るのではないかと思います。

 

 

大家さんやっていてよかった・・・
と思うのと同時に

 

サラリーマン大家さんをやって早期退職。
早期退職を決断する分岐点は?

 

を考えてみたいと思います。

 

さて、どんな条件であれば、早期退職を許容するか?
考えどころです。

 

 


うつ病大家のFX日記地味にやっています。
「うつ病大家ツイッター」フォローお願いします!
「うつ病大家フェイスブック」いいね!お願いします!



 

 

仮に早期退職希望者の話が回ってきたら?
どんな条件で退職するのが良いのでしょう?

 

 

・割増退職金
まあ簡単な話ですが、退職金がいくらか?
にもよると思うんです。

 

これは、会社やタイミングによって違うと思いますが
相場は、大きい会社だと
ボーナスを除いた月給の12~36カ月分
ぐらいらしいです。

 

 

結構出しますね。

 

単純に、ボーナスを抜いた年収が600万円だったとしたら
600~1800万円って事です。

 

 

僕、1800万円なら手を挙げちゃいそうですw

 

 

・退職する年齢
若くにして早期退職に手を挙げた方が、退職金は高いらしいです。

 

50歳 年収800万円
55歳 年収700万円
60歳 年収500万円

仮に、これぐらい貰っていたとしましょう。

 

すると、退職金で住宅ローンを繰り上げ返済するなどの条件を
プラス要因として加味すると
1500万円の割増退職金が損をしない分岐点となるようです。

 

 

もちろん、これは、50歳ぐらいであれば、年収が下がっても転職をしたり
事業を起こすなりする必要があるとは思います。

 

 

でも、仮に、年齢が45歳で早期退職だったとしましょう。
すると、2000万円ぐらいが分岐点となります。

 

 

ただ、45歳までにしっかり大家さん業など、給与以外が起動に乗っていれば
次に何かする時に給与が下がっても、起業をして収入が下がっても
暮らしていくには安心できるラインと言えるでしょう。

 

 


不動産投資の王道を学ぶならこれ!
ゼロから始める目からウロコの不動産投資セミナー


2人に1人が大家さん
不動産投資の学校


 

 

・早期退職に手を挙げる準備をしておこう
変な話ですが、終身雇用なんてものが崩壊している今。
早期退職に手を挙げる準備をしておくのが良いと思います。

 

 

早期退職をした時に、何が必要か?
それは

 

・必要なお金
・時間の使い方

 

この2つを考えておく必要があると思います。

 

 

必要なお金は、それこそ、子供を大学まで卒業させ
家族でちゃんと生活ができるだけのお金。

 

時間は、早期退職をしたからと言ってボンヤリするわけじゃないんだから
早期退職後のやる事。

 

これを考えましょう。

 

 

僕は、大家さん業はノンビリとサラリーマン時代と変わらないでやり
その他は、もう会社に勤務はしないと思いますので
何か、事業をやります。

 

今の副業を拡大して、もうちょっとちゃんと事業化させるのと
あと、何個か考えておきたいところです。

 

 




 

 

調べてみて思ったんですが、お金と言うより、時間かな?って気もします。

 

 

せっかく会社から開放されたんだから、好きなことをしたいし
今までやってきた経験を活かした事を、細々でもやってみたいですね。

 

または全然関係ないことってのもアリな感じがします。

 

例えば農家とか漁師とか。

 

昔やってみたかった事を、今一度、考えて
それに挑戦してみる「時間」にしてみるのが良いような気がします。

 

 


備えあれば憂いなし!将来に向けた資産運用を考えませんか?

マンション投資の資料一括請求!【無料】

自己資金0円、投資未経験でもOK!失敗しない中古マンション投資なら【GA technologie】






389 Trackbacks / Pingbacks

  1. Cialis 20mg
  2. Viagra tablets
  3. Generic cialis
  4. Viagra purchasing
  5. Generic cialis
  6. Cialis 20mg prix en pharmacie
  7. Viagra lowest price
  8. Discount cialis
  9. Cialis prices
  10. Cialis online
  11. Cialis online
  12. writeaessay
  13. Generic cialis
  14. Buy cialis
  15. buying cialis without prescription
  16. Generic cialis
  17. buy viagra usa
  18. Online viagra
  19. Cheap viagra
  20. buy cheap cialis coupon
  21. buy viagra no rx
  22. buy viagra germany
  23. levitra generic available
  24. Viagra lowest price
  25. buy levitra 10mg
  26. online viagra
  27. viagra 100mg
  28. viagra
  29. viagra without prescription
  30. online pharmacy
  31. canadian pharmaceuticals online
  32. canada pharmaceuticals online
  33. pharmacy online
  34. canadian pharmacies
  35. cialis prices
  36. buy cialis
  37. canada pharmacy
  38. виагра сиалис купить
  39. гдз класс по физике
  40. гдз 6 виленкин
  41. гдз по алгебре 9 класс макарычев
  42. гдз клас
  43. гдз по алгебре 9 класс
  44. гдз класс онлайн
  45. гдз 5 класс математика
  46. гдз по русскому разумовская
  47. гдз по английскому 8 класс
  48. гдз класс
  49. гдз по русскому языку баранова
  50. гдз по алгебре 8
  51. гдз по английскому 7
  52. гдз по английскому языку 9
  53. гдз по английскому 6
  54. гдз атанасян
  55. гдз по химии
  56. гдз 6 виленкин
  57. гдз по английскому кауфман
  58. kamagra online pharmacy best price
  59. order ivermectin for humans
  60. zithromax liquid
  61. buy ivermectin for humans australia
  62. ivermectin 12
  63. buy ivermectin 6mg online
  64. cialis over the counter walmart
  65. https://disvaiza.mystrikingly.com/
  66. ivermectin 5 mg
  67. ivermectin 12 mg pills
  68. ivermectin 12 mg for sale
  69. buy ivermectin online
  70. ivermectin 6 mg online
  71. ivermectin 6mg tablets for humans for sale
  72. telegra.phHow-Has-The-COVID-19-Pandemic-Changed-Our-Lives-Globally-02-24
  73. cialis on line
  74. https://andere.strikingly.com/
  75. oklahoma hydroxychloroquine
  76. canadian rx
  77. https://weruybsd.fireblogz.com/39575666/four-issues-to-do-immediately-about-online-pharmacies
  78. online pharmacy
  79. online pharmacy
  80. https://telegra.ph/Is-It-Safe-To-Lift-COVID-19-Travel-Bans-04-06
  81. https://graph.org/The-Way-To-Get-Health-Care-At-Home-During-COVID-19---Health--Fitness-04-07
  82. https://chubo3.wixsite.com/canadian-pharmacy/post/what-parents-must-find-out-about-kids-and-covid-19
  83. canadian-pharmacies0.yolasite.com
  84. pharmacy-online.yolasite.com
  85. https://kevasw.webgarden.com/
  86. 62553dced4718.site123.me
  87. cialis 5 mg over the counter at walmart
  88. canadian pharmacies shipping to usa
  89. canadian pharmacy no prescription
  90. https://626106aa4da69.site123.me/blog/new-step-by-step-roadmap-for-tadalafil-5mg
  91. tadalafil otc
  92. generic-cialis-20-mg.yolasite.com
  93. skuvsbs.gonevis.comwhen-tadalafil-5mg-competitors-is-good
  94. hemuyrt.livejournal.com325.html
  95. buy generic cialis pills
  96. https://sehytv.wordpress.com/
  97. https://ghswed.wordpress.com/2022/04/27/he-final-word-information-to-online-pharmacies/
  98. https://kerbgsw.mystrikingly.com/
  99. kuebser.estranky.skclankysupereasy-methods-to-study-every-part-about-online-medicine-order-discount.html
  100. canadian pharcharmy online
  101. kerbiss.wordpress.com2022042714
  102. https://heswcxc.wordpress.com/2022/04/30/online-medicine-tablets-shopping-promotion-one-hundred-and-one/
  103. drugs for sale
  104. canadian government approved pharmacies
  105. 626f977eb31c9.site123.mebloghow-google-is-changing-how-we-approach-online-order-medicine-1
  106. canadian-pharmaceuticals-online.yolasite.com
  107. https://online-pharmacies0.yolasite.com/
  108. 6270e49a4db60.site123.meblogthe-untold-secret-to-mastering-aspirin-in-just-7-days-1
  109. https://deiun.flazio.com/
  110. kertyun.flazio.com
  111. canadian pharmacies online
  112. kerbnt.flazio.com
  113. canada drugs online
  114. http://ime.nu/cialisonlinei.com
  115. hydroxychloroquine sulfate 200mg
  116. canadian online pharmacies
  117. https://kerntyast.flazio.com/
  118. canadian pharmacy viagra brand
  119. gewrt.usluga.me
  120. canadian-pharmacy.webflow.io
  121. site273035107.fo.team
  122. kawsear.fwscheckout.com
  123. https://hertnsd.nethouse.ru/
  124. avuiom.sellfy.store
  125. https://pharmacies.bigcartel.com/
  126. https://kwersd.mystrikingly.com/
  127. hydroxychloroquine tablets
  128. site592154748.fo.team
  129. https://asebg.bigcartel.com/canadian-pharmacy
  130. 628f789e5ce03.site123.meblogwhat-everybody-else-does-when-it-comes-to-canadian-pharmacies
  131. prescriptions from canada without
  132. https://iercvsw.wordpress.com/2022/06/14/canadian-pharmacies-the-fitting-manner/
  133. stromectol for humans without doctor
  134. https://www.formlets.com/forms/tH7aROl1ugDpCHqB/
  135. stromectol 3 mg tablet
  136. pharmaceuticals.teachable.com
  137. Canadian Pharmacies Shipping to USA
  138. buy stromectol 3mg tablets
  139. pharmacy
  140. can i take two 5mg cialis at once
  141. cialis prices at walmart pharmacy
  142. https://pedrew.zombeek.cz/
  143. canadian cialis
  144. fofenp.wixsite.comlondon-drugs-canadaenpostpharmacies-shipping-to-usa-that
  145. cialis half life
  146. kwxcva.estranky.czclankycialis-20-mg.html
  147. buy cialis online best price
  148. https://buyviagraonline.zombeek.cz/
  149. buy viagra pills online
  150. viagraonline.estranky.skclankyviagra-without-prescription.html
  151. https://viagraonlineee.wordpress.com/
  152. https://viagraonline.home.blog/
  153. buy viagra
  154. onlineviagra.flazio.com
  155. https://onlineviagra.fo.team/
  156. https://pinshape.com/users/2441403-canadian-pharmaceuticals-online
  157. canadian pharmacy world
  158. pinshape.comusers2441621-canadian-pharmaceutical-companies
  159. buy stromectol 12 mg for sale
  160. reallygoodemails.comcanadianpharmaceuticalcompanies
  161. stromectol 3mg pills
  162. buy stromectol 12mg
  163. canadian pharmacies shipping to usa
  164. https://haikudeck.com/canadian-pharmaceuticals-online-personal-presentation-827506e003
  165. https://buyersguide.americanbar.org/profile/420642/0
  166. https://experiment.com/users/canadianpharmacy
  167. https://slides.com/canadianpharmaceuticalsonline
  168. ivermectin
  169. https://challonge.com/gotsembpertvil
  170. https://order-stromectol-over-the-counter.estranky.cz/clanky/order-stromectol-over-the-counter.html
  171. https://soncheebarxu.estranky.cz/clanky/stromectol-for-head-lice.html
  172. https://lehyriwor.estranky.sk/clanky/stromectol-cream.html
  173. dsdgbvda.zombeek.cz
  174. where to buy stromectol uk
  175. www.myscrsdirectory.comprofile4217080
  176. https://supplier.ihrsa.org/profile/421717/0
  177. https://wefbuyersguide.wef.org/profile/421914/0
  178. https://legalmarketplace.alanet.org/profile/421920/0
  179. canadian pharmaceuticals online
  180. www.audiologysolutionsnetwork.orgprofile4220190
  181. network.myscrs.orgprofile4220200
  182. sanangelolive.commemberscanadianpharmaceuticalsonlineusa
  183. https://sanangelolive.com/members/girsagerea
  184. hydroxychloroquine online
  185. www.ecosia.orgsearch?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  186. https://www.mojomarketplace.com/user/Canadianpharmaceuticalsonline-EkugcJDMYH
  187. https://seedandspark.com/user/canadian-pharmaceuticals-online
  188. www.giantbomb.comprofilecanadapharmacyblogcanadian-pharmaceuticals-online265652
  189. feeds.feedburner.combingCanadian-pharmaceuticals-online
  190. search.gmx.comwebresult?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  191. search.seznam.cz?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  192. buying stromectol
  193. duckduckgo.com?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  194. canada rx
  195. https://www.dogpile.com/serp?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  196. hydroxychloroquine and azithromycin
  197. canadian pharmaceuticals
  198. search.givewater.comserp?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  199. canadian pharmacy cialis
  200. www.qwant.com?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  201. canadian pharmacies online prescriptions
  202. northwest pharmacies
  203. canadian pharcharmy online
  204. canadian drugs
  205. canadian rx world pharmacy
  206. feeds.feedburner.combingstromectolnoprescription
  207. https://reallygoodemails.com/orderstromectoloverthecounterusa
  208. https://aoc.stamford.edu/profile/cliclecnotes/
  209. pinshape.comusers2491694-buy-stromectol-fitndance
  210. stromectol online
  211. dose of stromectol
  212. theosipostmouths.estranky.czclankystromectol-biam.html
  213. buy kamagra online
  214. https://tropkefacon.estranky.sk/clanky/buy-ivermectin-fitndance.html
  215. https://dramamhinca.zombeek.cz/
  216. https://sanangelolive.com/members/thisphophehand
  217. canadian pharmacy king
  218. www.infospace.comserp?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  219. https://zencastr.com/@pharmaceuticals
  220. https://orderstromectoloverthecounter.mystrikingly.com/
  221. stromectoloverthecounter.wordpress.com
  222. buystromectol.livejournal.com421.html
  223. stromectol demodex
  224. https://search.lycos.com/web/?q="My Canadian Pharmacy - Extensive Assortment of Medications – 2022"
  225. conifer.rhizome.orgpharmaceuticals
  226. orderstromectoloverthecounter.fo.team
  227. https://orderstromectoloverthecounter.proweb.cz/
  228. sandbox.zenodo.orgcommunitiescanadianpharmaceuticalsonline
  229. https://demo.socialengine.com/blogs/2403/1227/canadian-pharmaceuticals-online
  230. canadian pharmacy world
  231. online pharmacies canada
  232. prescriptions from canada without
  233. legitimate canadian mail order pharmacies
  234. trust pharmacy canada
  235. https://canadianpharmaceuticals.educatorpages.com/pages/canadian-pharmacies-shipping-to-usa
  236. soundcloud.comcanadian-pharmacy
  237. peatix.comuser14373921view
  238. drugstore online
  239. drugstore online
  240. canada drugs
  241. https://jemi.so/canadian-pharmacies-shipping-to-usa
  242. www.homify.comideabooks9099923reputable-canadian-pharmaceuticals-online
  243. buy viagra 25mg
  244. https://infogram.com/canadian-pharmacies-shipping-to-usa-1h1749v1jry1q6z
  245. pinshape.comusers2507399-best-canadian-pharmaceuticals-online
  246. https://aoc.stamford.edu/profile/upogunem/
  247. canadian rx
  248. sacajegi.estranky.czclankyonline-medicine-shopping.html
  249. speedopoflet.estranky.skclankyinternational-pharmacy.html
  250. canadian pharmacy king
  251. northwest pharmacy canada
  252. https://issuu.com/lustgavalar
  253. canadian pharmaceuticals
  254. canada drug pharmacy
  255. https://www.wattpad.com/user/Canadianpharmacy
  256. canadian pharmacy king
  257. canada drug pharmacy
  258. challonge.comebocivid
  259. obsusilli.zombeek.cz
  260. sanangelolive.commemberscontikegel
  261. https://rentry.co/canadianpharmaceuticalsonline
  262. canadian drugstore
  263. https://sway.office.com/bwqoJDkPTZku0kFA
  264. canadian pharmacies without an rx
  265. suppdentcanchurch.estranky.czclankyonline-medicine-order-discount.html
  266. aoc.stamford.eduprofiletosenbenlren
  267. https://pinshape.com/users/2513487-online-medicine-shopping
  268. 500px.compmeyvancohurt?view=groups
  269. https://www.provenexpert.com/pharmacy-online/
  270. pharmacy
  271. appieloku.estranky.czclankyonline-medicine-to-buy.html
  272. scisevitrid.estranky.skclankycanada-pharmacies.html
  273. order generic kamagra 100mg
  274. brujagflysban.zombeek.cz
  275. aoc.stamford.eduprofileplumerinput
  276. https://pinshape.com/users/2517016-cheap-ed-drugs
  277. https://www.provenexpert.com/best-erectile-pills/
  278. vidalista 5mg
  279. best erectile dysfunction medication
  280. ed drugs list
  281. buy erectile dysfunction pills
  282. wallsawadar.zombeek.cz
  283. buy vardenafil
  284. canada drug
  285. stromectol 12mg over the counter
  286. canadianpharmaceuticalsonline.studio.site
  287. https://en.gravatar.com/canadianpharmaceuticalcompanies
  288. https://www.viki.com/users/pharmaceuticalsonline/about
  289. canadianpharmaceuticalsonline.blog.jparchives19372004.html
  290. https://canadianpharmaceuticalsonline.doorblog.jp/archives/19385382.html
  291. https://canadianpharmaceuticalsonline.ldblog.jp/archives/19386301.html
  292. canadian pharmaceuticals online
  293. canadianpharmaceuticalsonline.publog.jparchives16846649.html
  294. https://canadianpharmaceuticalsonline.livedoor.biz/archives/17957096.html
  295. canada medication
  296. https://canadianpharmaceuticalsonline.weblog.to/archives/19410199.html
  297. canadian pharmacy no prescription
  298. https://canadianpharmaceuticalsonline.blogism.jp/archives/17866152.html
  299. canadian online pharmacies
  300. https://canadianpharmaceuticalsonline.gger.jp/archives/18015248.html
  301. canada drug pharmacy
  302. canada rx
  303. canadian rx
  304. fildena 200
  305. pinshape.comusers2528098-canadian-pharmacy-online
  306. https://gravatar.com/kqwsh
  307. canadian drugstore
  308. canadian prescription drugstore
  309. graph.orgCanadian-pharmacies-online-12-11
  310. canadianonlinepharmacieslegitimate.flazio.com
  311. https://halttancentnin.livejournal.com/301.html
  312. global pharmacy canada
  313. linktr.eecanadianpharmaceuticalsonlineu
  314. onlinepharmaciesofcanada.bigcartel.combest-canadian-online-pharmacy
  315. hub.docker.comrcanadadiscountdrugpharmaceuticals
  316. canada rx
  317. disqus.combycanadiandrugspharmacyabout
  318. buy viagra now
  319. bitcoinblack.netcommunitycanadianpharmacyonlineviagrainfo
  320. legitimate canadian mail order pharmacies
  321. www.divephotoguide.comusercanadadrugspharmacyonline
  322. my.desktopnexus.comCanadianpharmacygenericjournal
  323. www.midi.orgforumprofile96944-pharmacyonlinecheap
  324. https://www.provenexpert.com/canadian-pharmacy-viagra-generic2/
  325. best canadian pharmacy
  326. https://bitbucket.org/canadianpharmaceuticalsonline/workspace/snippets/k7KRy4
  327. rabbitroom.commembersonlinepharmacydrugstoreprofile
  328. canadian mail order pharmacies
  329. canadian viagra
  330. https://myanimelist.net/profile/canadapharmacies
  331. buy viagra usa
  332. www.isixsigma.commemberspharmacyonlinenoprescription
  333. www.mojomarketplace.comuserdiscountcanadiandrugs-f0IpYCKav8
  334. https://canadianpharmaceuticalsonlinee.bandcamp.com/track/canadian-pharmaceuticals-usa
  335. canadian discount pharmacies
  336. canadian rx
  337. haikudeck.compresentationscanadianpharmacies
  338. https://conifer.rhizome.org/Discountpharmacy
  339. https://haikudeck.com/presentations/cheapprescriptiondrugs
  340. canadian viagra
  341. northwest pharmacy canada
  342. www.brit.coucanadian-pharmacydrugs-online
  343. www.dibiz.comgdooc
  344. https://www.podcasts.com/canadian-pharmacy-online
  345. the-dots.comprojectsdrugstore-online-shopping-889086
  346. www.passivehousecanada.commemberscanada-pharmaceuticals-online-generic
  347. online canadian pharmacies
  348. www.homify.comideabooks9295471canadian-pharmacy-drugs-online
  349. http://climbingcoaches.co.uk/member-home/londondrugscanada/profile/
  350. canadian government approved pharmacies
  351. https://forum.melanoma.org/user/canadianpharmacyonline/profile/
  352. canadian drug
  353. https://www.passivehousecanada.com/members/online-drugs-without-prescriptions-canada/
  354. canada pharmacy
  355. https://rabbitroom.com/members/canadianpharmaceuticalsonlinewithnoprescription/profile/
  356. canada online pharmacies
  357. amarutalent.edu.peforumsusersviagra-generic-canadian-pharmacy
  358. https://offcourse.co/users/profile/pharmacy-cheap-no-prescription
  359. canadian drug
  360. www.beastsofwar.comforumsuserscanadiancialis
  361. canadian pharmacy king
  362. www.viki.comuserscanadianpharmaciessabout
  363. pinshape.comusers2612491-medicine-online-order
  364. 500px.comparrameru?view=groups
  365. buy viagra online usa
  366. canada drug
  367. top rated online canadian pharmacies
  368. wresitprelous.estranky.skclankycanadian-drugs.html
  369. https://hafbeltminla.zombeek.cz/
  370. buy viagra 25mg
  371. joshbond.co.ukcommunityprofileshippingtousa
  372. most reliable canadian pharmacies
  373. canadian pharmacy cialis
  374. pharmacy canada
  375. essidi.cmcommunityprofilecanadianpharmacy
  376. nicol.co.tzcommunityprofilecanadianpharmacy
  377. canadian pharmacy no prescription
  378. canadian pharmaceuticals
  379. canadian rx world pharmacy
  380. https://chanchuoi.com/community/profile/canadianpharmacy/
  381. citalopram hydrobromide blood test
  382. compazine benadryl headache
  383. cheapest isotretinoin
  384. metformin extended release dose
  385. perindopril duration
  386. motilium germany
  387. otc lidocaine
  388. latanoprost client education
  389. canadian pharmacy viagra brand

Comments are closed.